New Place...

one more week...

after this week...

gonna be in JB...

New Life..

New Work Place...

New style...

NEW CAR

XD.....

hope with this,

i become another person......

best of luck to me..

=)

Someone...

well after i graduated,

feel so miss my Uni life,

where all my friends are close with me,

but now....

some of them i called never answer, and never call me back,

some of them last time very close with me but than now feel like stranger...

where is our team spirit??

haiz......

A NEW Life

Thinking of the past.....

i was keep thinking....

Am i in the right track???

Am i suitable for this job???

Am i strong enough to go through all this obstacles???

Am i the one that they choose???

Am i the right person that they want???

all of those thing keep on BUZZ-ing around my mind for almost 3 month.

Everyday i faces stress-ness

Everyday i was emo

Everyday i am loss....

it feel like the end of the world...

but after the JB trip,

it really make me awake

make me realize that

I need to be strong,

I need to be independent,

AND

I need to be focus

all of this criteria will indirectly help me to achieve my dream...

Dream of becoming rich,

Dream of getting my dream car,

Dream of getting my dream house,

and dream of dreams......

and of course i need to get lot of money to give my parents.

=)

now i should focus....

GAMBATEH to myself...

wish my luck peeps

XD

Financial Planning

You all should heard before

Financial consultant or maybe Financial planner

some think it as insurance agent,

some think it as property agent,

some think it as mortgage loan agent

and many more...

they are right,

indeed financial planner is consist of all of the list above.

but the real financial planner is more than that,

it more like ONE STOP FINANCIAL SOLUTION/SERVICE.

where they provide you

financial solution

or

financial advice.

Now,

What is Financial Planning???

Financial planning is ways on how you manage or plan your financial cash flow.

Cash flow here means the cash that flow in and out of your pocket, A.K.A income and expenses.

if a person have a well financial plan, they will reduce their expenses to the minimum level and try to increase their income as much as possible.

therefore, to determine a person is wealthy or not, we need to review their expenses habit.

this is because the more expenses you have,

the more commitment you need to bear.

basically,

in financial planning,

there are 3 stage that everyone should know.

the 3 stage are:

Protection

Saving

Investment.

here are the picture of it,

will further explain in next post...

II

II

II

V

Sick

damn!!!!

i so hate sick,

it's been a while since i have caught any sick

Mr. Flu, Mr Fever and Mr Sore throat

all come and pay a visit with me.

i really HATE their visit.

make me suffer

hope to recover soon....

=(